Uninsured Motorist / Bad Faith

Texas Bad Faith Claims and Uninsured Motorist Attorney

A motor vehicle accident can cause serious injuries. Add to your physical pain the realization that an uninsured motorist hit you and your aggravation only increases. At MICHAEL R. DE LA PAZ, A Professional Corporation in San Antonio, Texas, I represent clients injured by uninsured motorists or insurance companies engaging in bad faith denial or delay of your claim.

Provisions for Underinsured and Uninsured Motorists

In addition to personal injury protection, Texas personal auto insurance policies have a provision for uninsured and underinsured motorists unless the policyholder rejects it in writing. That provision covers you if you were not at fault in a motor vehicle accident caused by a driver who is uninsured or underinsured.

Contractual obligations in an insured party’s policy prohibit punitive damages, but damages can include mental anguish, emotional distress, and lost wages. Essentially, the victim can recover the same damages as they would in any personal injury case, apart from the punitive aspect.

Bad Faith Claims

At the law firm of MICHAEL R. DE LA PAZ, A Professional Corporation, I also represent my clients when their insurance companies engage in bad faith. That may involve unfair and unreasonable settlement practices or an unwillingness to pay a claim promptly.

Insurance companies are more than happy to collect premiums to keep an insurance policy active, but they occasionally employ stall tactics and outright refusals to pay when someone rightfully comes to collect. Let me hold them accountable for the policy they drafted and sold and the contract they signed.

Contact Attorney

For more information or to schedule an appointment with an experienced lawyer regarding an accident involving an uninsured motorist or a bad faith claim, please contact attorney, Michael De La Paz.